Long Term Care, and how it is paid for, is something we all have consider as we get older and there are a number of things to think about to ensure you do not end up losing out:
What state benefits are you entitled to – Attendance Allowance; Pension Credit etc?- What is the cost of your chosen home (or homes)?
- How long will your current Investments last if you required care – at home or residential?
- Are you concerned that you will need all your assets to pay for care?
- What happens if you run out of funds?
- Should you look at the alternatives?
Whether you are currently receiving care, are about to enter care or know/act in a legal capacity for someone who is there will be many questions on your mind. Your first step should be to arm yourself with the information that will help you face the decisions you need to make.
A good Guide to Long Term Care is essential (and available via this site – click here for details) as it will point out the pitfalls as well as the entitlements you are eligible for. Obtaining (independent) advice is another consideration so that any move is made with confidence!
As a member of Symponia, the national affinity group for Care Fees advisers, we adhere to their code of conduct and have had CRB (Criminal Records Bureau) checks in order to demostrate our understanding of the concerns those affected by Long Term Care issues may have.
Care Home or Care at Home?
Of course the choice is yours and there are many homes and providers to choose from, one such provider “Helping Hands”, provides care for those individuals who do not wish to leave their own home and have provided the following information on their services:
As a direct alternative to a care home, live-in care works if you are looking for a solution that would enable you or your loved one to stay at home and receive bespoke one to one, full time care. With the care very much the result of inputs from those that are familiar with existing routines and needs , the support is arranged on your terms and to fit in with existing preferences for meals and eating times, naps and favourite activities.
Sometimes companionship and a permanent presence in the house is enough. A little support here and there when needed, prompts to eat and help in and out of the chair, can make the world of difference and reduce the risks of accident immensely. Alternatively you may be looking for help with personal care, such as washing and toileting and the prompting of medication. Your live-in carer is there to enable independence and quality of life at home.
As the term “live-in” suggests the carer lives in the house with the person they have been asked to look after. They will sleep there ( they will need their own room) and follow a bespoke care plan created specifically for that person. Helping Hands guarantee that you would never be left without care, so that when the main carer takes their scheduled breaks, typically every 6 to 8 weeks, we guarantee to cover their absence until they return. At Helping Hands we appreciate the trust you place in us and the carers you allow into your home. We are therefore meticulous in the way that we select, train and continually assess them.
Established in 1989 and now one of the largest providers of live-in care in the country we support many people for many different reasons, needs may be short term, convalescent, respite or holiday care for example, or more longer term. Because of the versatility of live-in care and the very specific training we provide we are able to support numerous conditions, from Dementia to Parkinsons, Multiple Sclerosis and Stroke Rehabilitation. As with any care provider we are regulated by The Care Quality Commission and have a recent “excellent” rated inspection report available. For more information on live-in care call 0808 180 9455 or visit http://www.helpinghandshomecare.co.uk/looking-for-care/live-in-care/
Whatever your concerns, to arrange your FREE initial consultation without charge or obligation, or to receive your FREE Newsletter, call on 01892 570 675 or alternatively use the Contact Form below.
